It’s the final day of 2015, which means it’s time to compile everyone’s predictions of what 2016 will have in store for #smallbiz owners. On this clairvoyant version of Trending on Thursday, predictions for the New Year include increased wages and health costs, more intuitive and advanced technology, and the continued rise of social media.

Check out what everyone is prophesying below and let us know what opportunities and hurdles you foresee in 2016..

  1. Small business owner Gene Marks doesn’t like predictions or guesses. He’s come up with six things that will “absolutely, positively” happen to your business in 2016. He says that healthcare costs will definitely increase, as will wages and interest expenses. You can read all of his non-predictions in this Huffington Post article. Spoiler alert: Marks also reminds us that aliens will once again attack the Earth.
  1. TrendingDec31(1)If you already feel like you are living in a sci-fi futuristic fantasy, Catherine Clifford says you ain’t seen nothin’ yet. Technology is getting exponentially faster, more immersive and intuitive. And as technology changes, so does the way we live. In 2016, we can expect to be increasingly surrounded by virtual reality, watch our kids play with a personalized robot, and possibly watch professional video gamers in a stadium-like setting, according to a report from UK-based market research firm Juniper Research.
  1. Amy Vernon has us covered on the social media front with several predictions. She says, “A lot of changes in social media in 2016 won’t be revolutionary – they’ll be a continuation and acceleration of what we’ve seen already.” According to Vernon, social media use at work will become the new normal, companies and marketers will learn how to make use of text messages and texting platforms in “non-spammy ways,” and live video on common platforms will finally become as ubiquitous as other media.TrendingDec31(2)
  1. The editors at Fortune put together a great roundup with predictions for the New Year, covering not just business, but politics, technology, consumer trends, and much more. Their “humble” predictions include that the tech start-up market will begin to slide, capital will start to decline for cybersecurity companies, and the new must-have item, hoverboards, will become part of the mainstream. You can read the full list of predictions here.